Who Needs Pet Liability Insurance?

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What Is Pet Liability Insurance And Who Needs It?

Even if they seem sweet and docile, any pet can suddenly turn on a passerby, house guest, or family member, causing severe injury or even death, to the victim. Because pets are

unpredictable, every pet owner should purchase pet liability insurance. These liability policies minimize the financial risk pet owners face when their pet becomes violent toward people or destructive to property. The pet owner with liability insurance protects not just himself or herself, but also the potential victims

Why Carry Pet Liability Insurance?

Pets are simply unpredictable. Pet liability insurance covers the cost of damage, injury or death caused by their pet. Dog bites are the most common claim, with nearly a million dog bites reported around the US last year alone. This is vital, as most states will hold the dog owner liable for the cost of injuries done to individuals or property by a dog, with the exception of trespassers.

Large Dog Owners

Large Dog Owners While it is arguable as to whether the breed or the training causes an animal’s violent behavior, it is no question that larger dogs are considered more prone to violent behavior than smaller dogs. Listed below are a few breeds of dog for which liability insurance might be a good idea.

Dobermans
Pit Bulls
Chow Chows
German Shepherds
Akitas
Great Danes

Exotic Pet Owners

Exotic Pet Owners You own a pet monkey. Don’t they bite? Exotic pets are often expensive to insure for liability, but if you own a pet that could cause death or illness, such as a lizard which carries salmonella, you might want to protect yourself from liability with pet insurance.

Pet Sitters, Kennels. Anyone who works for your business is putting themselves at risk whether they love animals or not. While most animal lovers willingly take that risk, there is no question that accidents happen, and as stated before, animals are unpredictable. Insuring your staff against accident, injury or death caused by a pet under your care is really a necessity. Contact any Pet Sitter’s association to find out how you can obtain animal liability insurance specifically designed for pet sitters.

Continue to : Functioning of Liability Pet Insurance

What Is Pet Insurance?
Should You Insure Your Pets?
How To Find The Right Pet Insurance
Attending to Feathered Flyers with Bird Insurance!

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