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Pet Owner Liability Insurance Pet owner liability insurance covers the liability caused to the pet owners by their pets. In simple words, it covers the losses caused to third parties by pets. Pets may destruct neighbors' or passersby's' properties. Hence pet owners in particular, exotic and furious pet owners should obtain a pet owner liability insurance for protecting themselves and others from possible losses caused by their pets. If a mischievous dog, for instance, spoils the expensive carpet of a neighbor, it is the pet owner who is answerable for the damage. Not only the damage caused to the property, the pet owner liability insurance covers the cost of injury or death caused by pets to other pets or people as well. This feature is applicable in particular, to the dog owners. Claims resulting from dog bites are the most commonly experienced problem by the dog owners. Usually coverage includes pet attacks to third parties and property damages caused by pets. More Glossary Terms Explained here |
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